Looking for Commercial Trucking Insurance in Illinois?
As a private carrier, you are responsible for hauling goods in your own truck for your company or employer. Whether you’re working in construction, excavation, manufacturing, or any other private carrier capacity, we have truck insurance solutions for you.
Primary Liability – Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or ensure that the leased operator carries it on their own. Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.
Cargo Insurance – Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though not always, provided by the motor carrier for leased operators.
Physical Damage (Collision, Specified Perils) – Provides coverage for repair or replacement due to damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.
Workers’ Compensation – Workers compensation is a key part of running your business. If one of your employees is injured on the job, Illinois Workers Compensation coverage provides you and your employees protection. It pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Also protects an employer from being sued by an injured worker in most cases.
Umbrella Liability – Umbrella coverage gives you extra layer of liability protection. This help pay for large losses that exceed your general liability, workers compensation or auto liability policy limits.