Business Insurance

Do you need a better Business Insurance Package?

Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Troy area and throughout the state of Illinois.

At Jim Lyons Insurance Agency, we can design a specialized package according to your property, liability, and casualty needs.

We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.

Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out one of our free online quote forms.

Commercial Package policy vs. Business Owners Policy (BOP)

Think of a Commercial Package Policy as a stereo system where you buy each component individually. So you would buy the receiver, speakers, remote, and every other part and accessory separate from each other.

In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged.

Business Insurance Products in Troy

  • Business Owners Packages (BOP)
  • Commercial Auto
  • Business Personal Property
  • Business Umbrella Policies
  • Church Insurance
  • Restaurants
  • Errors and Omissions
  • Equipment Floater
  • Risk Management
  • General Liability
    • Contractors
    • Retail Stores
    • Plumbers
    • Professional Offices
    • Property Managers & Owners
    • Electricians
  • Workers Compensation
  • Commercial Building Property
    • Apartment Owners
    • Self Storage
    • Condominium Owners
    • Store & Lock Centers
    • Retail Stores
  • EPLI – Employment Practices Liability Insurance
  • Professional Liability Insurance
    • Directors & Officers
    • Landscapers
    • Cyber Liability
    • Pollution Liability
    • Painters
    • Liquor Liability
    • Medical Professional
  • Service & Repair Insurance
    • General Repair Shops
    • Garage Keepers
    • Auto Body Shops
  • Crime
  • Inland Marine
  • Builders Risk

How to get started with your Business Insurance Comparison

No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.

To get started, call our office or click over to our Quotes page to get started.

National Federation of Independent Business

Workers & BOP Benefits for NFIB members

Focused on providing insurance for new businesses, main street businesses and artisan contractors, Markel is a preferred provider of Workers’ Compensation and Business Owner’s insurance for NFIB members. Markel is committed to building a long-standing relationship with NFIB members thru a program that has specifically been built to meet the needs of small business.

Workers’ Compensation

  • Access to policyholder individual risk credits up to 15% (if eligible)
  • Potential to receive an exclusive NFIB Policyholder dividend of up to 12% of workers’ compensation premium*
  • 10% multi-policy discount on our EssentialBOP policy when purchased with a workers compensation policy with the same FEIN number
  • Single bill for Essential BOP and workers compensation policies
  • Available in 40 states through 8,700 independent insurance agencies
  • Access to tools and information designed to keep your business and employees safe

Business Owners

  • NEW! Business owners policies (BOP) qualify for up to a 5% professional association credit** for Markel insureds
  • 10% multi-policy discount on our EssentialBOP policy when purchased with a workers compensation policy with the same FEIN number
  • Single bill for Essential BOP and workers compensation policies
  • Combine protection from property and liability risks in one package policy
  • Available in 47
  • Access to tools and information designed to keep your business and employees safe

How to get started

The process of getting an Insurance quote is simple. You can either call us directly, or click over to our Quotes page to give us a little more information about your situation and needs.

Either way, we’ll make the process easy!

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