Medicare Insurance Plans in Troy Illinois
Check with us when you are eligible for Medicare, moving into a new plan area, open enrollment or just want to compare your plan.
Medicare Insurance Plans
We represent companies that write all types of Medicare coverage’s. We will review what plans we offer and which plan would best work for you.
Medicare Supplement Insurance (Medigap)
Medicare Supplement plans are provided by private health insurance companies for Medicare beneficiaries. The benefits could help pay some of out-of-pocket costs not paid by Medicare Parts A and B . Medicare Supplement plans are same plan across the country so one insurance company’s Plan F will have the same benefits as another’s Plan F. Medicare Supplements exclude prescription drug coverage.
Medicare Advantage Part C
Medicare Advantage plans are offered by private health insurance companies for Medicare beneficiaries. If you qualify for or are already enrolled in Original Medicare, live in the plan service area you can choose to enroll in Medicare Part C also called Medicare Advantage covering hospital and medical benefits. Many plans cover prescription drugs, routine vision, routine dental and other benefits. Special Needs Plans for those with those with chronic health conditions plan always includes prescription drug coverage.
Medicare prescription drug Part D
Medicare prescription drug are offered by private health insurance companies for Medicare beneficiaries. There are variations in the coverage and cost sharing associated with plans. Some plans have deductibles & some do not. After you satisfy the deductible, you will pay a share of the costs according to the terms of your plan. Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Medicare drug plans place drugs into different “tiers” on their formularies. Drugs in each tier have different copay. Let us do the shopping for YOU by comparing rates in multiple companies with prompt quotes. Comprehensive Coverage at Competitive Rates.
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Attention Medicare patients; Hospital Inpatient or Outpatient (Under Observation)?
Under Observation can reduce what Medicare pays & what you pay.
Even with a 3 day hospital stay Under Observation Medicare will not pay for Nursing or rehabilitation home and you pay more for hospital services.
Watch these video’s to learn more about helping yourself, family and friends to avoid this problem.